Where this came from
It began as a disagreement about a country.
The premise was simple and, at the time, unpopular: that a company built entirely with Salvadoran capital could compete for serious work anywhere, and that El Salvador should stop being explained and start being cited.
The work came before the company.
International consulting, delivered from El Salvador and paid from abroad. Three years of clients who came back earned the right to incorporate.
The deed.
A&M Capital is incorporated in San Salvador.
The partnership that opened the divisions.
Gregory Penner joins as co-founder.
A holding company with things to show.
A trifecta that works as one: capital, Real Estate and legal, with a systems layer underneath and a track record that starts outside El Salvador.
Two principals, a small team, one point of contact.
You deal with a principal, not an account manager. Whoever scopes the work answers for it.
Salvador Amaya
Co-Founder & Chief AI Architect
Designs and operates the systems behind every A&M brand — multi-agent intelligence, automation and the security layer around both. Administrator of record for the company.
LinkedIn
Gregory Penner
Co-Founder & Principal
Three decades building and scaling companies in North America. His partnership opened the group's Real Estate and cross-border divisions, and he leads counterparty relationships abroad.
LinkedIn
Sheila Marcella Romero
Head of Legal Affairs and Legal Counsel
General counsel in corporate, regulatory and Real Estate law, named to the Legal 500 GC Powerlist for Central America in 2024, 2025 and 2026. She reviewed the closing process at ownelsalvador.com step by step — from the order of the checks to how escrow is structured.
LinkedIn
Douglas Ramos
Systems Engineering · QA & Security
Salvador’s right hand on everything the group builds — systems design, software QA and cybersecurity. He breaks what we make before a client ever can.
LinkedIn
Steffany Bernal
Head of Public Relations
Opens and keeps the relationships the group runs on — with clients, partners and the firms we work alongside. Conversations about new alliances start with her.
LinkedInSan Salvador, El Salvador
Variable-capital structure
Col. Escalón, San Salvador
at principal level
Registered activities
Business management consulting (primary) · Real Estate with own or leased property (secondary). Plus international representation, import and export.
Compliance & legal
Independent auditor and accountant of record in El Salvador, with an external network of counsel for digital assets, licensing and cross-border matters.
What we don't do.
Read what we turn down. It’s the fastest way to know if we fit.
Nothing gets deployed into a client's business unless it is already deployed in one of ours. If a capability exists only as a slide, it is not for sale yet.
Intersection Legal coordinates licensed attorneys across Central America; it does not practise law and does not give legal advice. Where advice is needed, it comes from admitted counsel in the relevant jurisdiction, on their own letterhead.
That’s why this site has few logos and many registry numbers. In a briefing, we show you live systems and connect you with references who agreed to take the call.
Ownership, board composition and internal agreements are disclosed under NDA to counterparties with a reason to see them — investors, acquirers, regulators and banks. Not to a website.
The record is public. The rest is a conversation.
Thirty minutes with a principal, in English or Spanish.
We start with the end in mind.
Request a private briefing